When the insurance company says your claim is denied, it's not over

We get too many calls from people who get a denial letter from the insurance company and assume they can?t do anything and just give up. Then, they call us years later because a friend urges them to or they start realizing they got tricked, but by then it?s too late.

A denial letter that says something like ?We have investigated your case and have determined that your injury is not covered under the Illinois Workers? Compensation Act? is just a form letter. Something about your claim probably prompted them to deny benefits, but it?s by no means a final say in the matter. Often it?s just a tactic to decrease the number of claims the insurance company approves. For them, fewer claims means money saved.

Insurance companies only pay on claims when they have to. They routinely send denial letters to injured workers with the hope that they?ll give up and stop trying. Unfortunately, it works. It?s easy to get frustrated or overwhelmed. Insurance companies play the same games when reducing benefits or offering settlement amounts. They want to pay you less and they?re hoping you won?t know what your claim is really worth. Don?t let it work on you.

This also happens in other types of injury cases where insurance companies are involved, such as car accidents. A person gets rear-ended, through no fault of their own, and the insurance company says the person who hit them wasn?t at fault. They work hard to make you believe they owe you nothing.

If you?ve received a similar letter from your employer?s insurance company, don?t take it at face value. You can get a consultation with a workers? compensation attorney for free and find out if you actually have a claim worth pursuing. In many cases, an experienced work injury attorney can turn a denial into an acceptance fairly quickly.

We are workers' compensation attorneys who help people with Illinois work injuries anywhere in IL via our statewide network of attorneys.?Contact us?and we will answer your questions or find the right lawyer for your situation.

1/5/13

Source: http://www.illinoisworkerscomplaw.com/2013/01/articles/do-i-have-a-case/when-the-insurance-company-says-your-claim-is-denied-its-not-over/

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